Calendar Year 2013 Health, Dental and Vision Premiums

  • Take note that three things affect your health insurance premium costs
 
  • Your PPO choice - The premium is lower for the Partnership PPO.
 
  • The size and make up of your family - There are four premium levels:
    • Employee
    • Employee + spouse
    • Employee + child(ren)
    • Employee + spouse +child(ren)

      Note: If you enroll in dental and/or vision insurance, you will choose from these four premium levels too.
 
  • Your geographic location - The network providers for both BlueCross BlueShield of Tennessee and CIGNA negotiate their costs for services in advance.  Premium costs depend on both your location and carrier
    • East and Middle Tennessee: BlueCross BlueShield of Tennessee is the lower cost carrier.  CIGNA's premiums are $20 more per month for employee only coverage and $40 per month more for all other premium levels.
    • West Tennessee: CIGNA is the lower cost carrier.  BlueCross BlueShield of Tennessee's premiums are $20 more per month for employee only coverage and $40 more per month for all other premium levels.

Insurance Continuation

 

Contact

Robert C. Chance

Director

P115 Andy Holt Tower

Knoxville, TN 37996

865-974-5251 Phone

865-974-3530 Fax