- Take note that three
things affect your health insurance premium
- Your PPO choice - The
premium is lower for the Partnership PPO.
- The size and make up
of your family - There are four premium
- Employee + spouse
- Employee + child(ren)
- Employee +
Note: If you enroll in dental
and/or vision insurance, you will choose from
these four premium levels too.
- Your geographic
location - The network providers for both
BlueCross BlueShield of Tennessee and CIGNA
negotiate their costs for services in
advance. Premium costs depend on both
your location and carrier
- East and Middle
Tennessee: BlueCross BlueShield of
Tennessee is the lower cost carrier.
CIGNA's premiums are $20 more per month
for employee only coverage and $40 per
month more for all other premium levels.
Tennessee: CIGNA is the lower cost
carrier. BlueCross BlueShield
of Tennessee's premiums are $20 more
per month for employee only coverage
and $40 more per month for all other